Lots of places have free education and healthcare. Even the US seems to be be slowly approaching the western median safety net level there with the path started by Obamacare and plummeting bang for buck of college education... Increased risk tolerance helps on many fronts.
I'm from the US so I can only comment on the situation here, but the reality is that despite public education being free till college, it is for the most part terrible.
So, if you want your kids to get a proper education you'll either have to pay for a good school or get a house in a nice neighborhood; both things which require one to constantly be paying a substantial amount of money, whether it be for the mortgage, taxes, or tuition.
