1: I wasn't notified that there was any problem with my account. 2: I have no idea what the repercussions of being suspected of fraud entails. Will my sites be shut down and if so then when? 3: I was only informed that something was wrong when I logged in and tried to give you money.

So what would have happened if I had paid for six months of hosting in advance (like I have done in the past)?

For fucks sake. Send off a email so I am not frantically backing up databases while waiting for my ticket to get replied to.