Merchant fraud this time. Done through the (soon-to-be-ex) bank but they brought up the charge from Visa.
It’s possible that my current bank is particularly bad at this, as they are bad at everything else. I have had the runaround with merchant error and stolen card number chargebacks with other banks though.
It’s possible that my current bank is particularly bad at this, as they are bad at everything else. I have had the runaround with merchant error and stolen card number chargebacks with other banks though.