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I was better off buying the machine outside of insurance. Insurance was testing to force me through some sort of rent-to-buy thing where the machine would get taken away if not used a certain number of hours per week. My out of pocket cost for the rental added up to significantly more that just buying the machine outright, and by buying the machine myself I didn’t have to share that data with the insurance company.



Same for my parents, they really try to squeeze every cent out of us. I straight up bought my folks a medical reclining bed cause insurance was going to make them rent it and obviously cost more in the long run. They prey on the elderly who cant advocate for themselves or are too sick or recovering to figure out financing.




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