Over here I get notifications before I even pull the card out of the reader, and sometimes even before the PIN terminal itself displays "payment accepted".
Also, getting notifications for SEPA transfers that turn out to proceed timely is kind of refreshing when you come from traditional banks with which you feel the cogs of a 20th century mainframe mindset that refreshes accounts (on workdays only FFS!) by performing nightly COBOL/RPG-processed EDI between AS400-or-something machines.
Also also, authenticating using a password of arbitrary complexity of my choosing to log in to my bank instead of an incremental account number and stupid 6 digit PIN that I have to type on a "randomized virtual pinpad" both vulnerable to shoulder surfing and a disaster of accessibility.
Also also also, why the hell can old banks only show me the last month or three of transactions is beyond me in the day and age.
> Can someone list the advantages of using this
That's why I'll skip over the direct advantages and go straight to the indirect one being that N26 & al. may make old banks move their collective ass that is hopelessly stuck in the '90s.
Over here I get notifications before I even pull the card out of the reader, and sometimes even before the PIN terminal itself displays "payment accepted".
Also, getting notifications for SEPA transfers that turn out to proceed timely is kind of refreshing when you come from traditional banks with which you feel the cogs of a 20th century mainframe mindset that refreshes accounts (on workdays only FFS!) by performing nightly COBOL/RPG-processed EDI between AS400-or-something machines.
Also also, authenticating using a password of arbitrary complexity of my choosing to log in to my bank instead of an incremental account number and stupid 6 digit PIN that I have to type on a "randomized virtual pinpad" both vulnerable to shoulder surfing and a disaster of accessibility.
Also also also, why the hell can old banks only show me the last month or three of transactions is beyond me in the day and age.
> Can someone list the advantages of using this
That's why I'll skip over the direct advantages and go straight to the indirect one being that N26 & al. may make old banks move their collective ass that is hopelessly stuck in the '90s.